Interest Rates: Deposits
|
| Type of Deposit
|
Interest Rate(p.a)
Payable quarterly
w.e.f 1st Magh 2068(15th January,2012) |
Fixed/Recurring Deposits
(Retail Fixed Deposits < NRS 15.00 lacs) |
| ≥1 month and <3 months |
5.00% |
| ≥ 3 months and < 6 months |
6.50% |
| ≥ 6 months and < 1 year |
7.50% |
| ≥ 1 year and < 2 years |
8.00% |
| ≥ 2 year and < 3 years |
8.50% |
| ≥ 3years and < 5years |
9.00% |
| ≥ 5years and ≤ 10years | 9.50% |
|
|
|
| USD-RD A/C |
1.00% |
Saving
Deposit
NRS
USD |
3.00%
0.50 % |
| * Swarnim Bachat |
5.00%
Minimum Balance Requirement
NRs.50,000/- |
| * Indreni Bachat Yojana |
4.50%
Minimum Deposit NRs. 10,000/- |
| * Vishesh Bachat |
5.00%
Minimum Deposit NRs 50,000/- |
| * Varistha Nagarik Bachat |
4.00%
Minimum Balance NRs. 500 |
| Karmachari Bachat Khata |
5.00% |
|
Call
Deposits |
|
| ≥ NRs 10,000/- and < NRs. 1.00 lac |
5.50% |
| ≥ NRs. 1.00 lacs and < NRs. 10.00 lacs |
6.00% |
| ≥ NRs. 10.00 lacs and < NRs 100.00 lacs |
6.50% |
| ≥ NRs. 100.00 lacs and < NRs 1000.00 lacs |
7.00% |
| ≥NRs. 1000.00 lacs |
7.50% |
| USD Call A/C |
0.50% |
| Call Deposits of Development Banks and Finance Companies if they maintain CRR deposits with us | |
| < NRs. 100,000,000/- | 7.00% |
| ≥ NRs. 100,000,000/- | 7.50% |
| PF Account Deposits |
7.50% |
| Bulk Fixed Deposits |
| ≥ NRs. 1,500,000/- and < NRs. 2,500,000/- | 8.50% |
| ≥ NRs. 2,500,000/- and < NRs. 5,000,000/- | 9.00% |
| ≥ NRs. 5,000,000/- and < NRs. 10,000,000/- | 9.50% |
| ≥ NRs. 10,000,000/- and < NRs. 25,000,000/- | 9.75% |
| ≥ NRs. 25,000,000/- and < NRs. 100,000,000/- | 10.00% |
| ≥ NRs. 100,000,000/- | 10.50% |
| * Savings Bank deposit rates are effective from 5th Mangsir 2068 |
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