|
RATES ON ADVANCES
(Effective from 24h. Baisakh 2066) |
Interest Rate per annum |
| |
Corporate
Customers |
Prime
Customers |
Other Customers |
Trust Receipt
-Up to 90 days
|
9.00% |
9.25% |
9.50%
|
Export Credit
-in FCY
-in NRS/IRS |
6.50%
9.00% |
7.50%
9.25% |
8.50%
9.50% |
| Cash Credit/Overdraft |
9.50% |
10.00% |
11.00% |
| Term Loan |
10.50% |
11.00% |
11.50% |
Loan Againist
Bank Guarantee |
8.50% |
9.00% |
10.00% |
Loan Against
Govt.& Other Bonds* |
8.50% |
9.00% |
9.50% |
| Priority Sector Loan |
- |
9.50% |
11.00% |
Loan Against
Own Bank's FD |
+1 % of FD rate |
+1.5% of FD rate |
+2% of FD rate |
| Loan in NRS against US$FD |
8.00% |
|
|
Deprived Sector Loans
-institutional
-individual |
7.00%
9.00% |
|
|
Home Loan
-Up to 5 years
-Above 5 years |
9.50%
10.00% |
|
|
Home Loan(for New Loans)
-Up to 5 years
-Above 5 years |
10.00%
10.50% |
|
|
|
Education Loan
-Normal
-If Age>35 yrs OR Loan Amount>NRs 40,000 lacs |
10.50%
11.00% |
|
|
Mortage Loan & Mortage Plus Scheme
Convenient Loan |
10.50%
11.00% |
|
|
|
Vehicle Loan
Private Vehicle
Meter Taxi
Other Commercial Vehicle |
10.00%
10.00%
10.50% |
|
|
