As at 1st Quarter (30/06/2065) of the Fiscal Year 2065/66 |
|
Rs. in '000 |
|
|
S. N. |
Particulars |
This Quarter Ending as on 30.06.2065 (16.10.2008) |
Previous Quarter Ending as on 31.03.2065 (15.07.2008) - Unaudited |
Corresponding Previous Year Quarter Ending as on 30.06.2064 (17.10.2007) |
|
|
1 |
Total Capital and Liabilities (1.1 to 1.7) |
19,377,475 |
17,826,076 |
15,635,582 |
|
|
1.1 |
Paid Up Capital |
874,528 |
874,528 |
647,798 |
|
|
1.2 |
Reserve and surplus |
612,075 |
540,117 |
561,560 |
|
|
1.3 |
Debenture and Bond |
200,000 |
200,000 |
200,000 |
|
|
1.4 |
Borrowings |
2,614,604 |
1,627,480 |
780,004 |
|
|
1.5 |
Deposits (a+b) |
13,833,565 |
13,715,395 |
12,085,563 |
|
|
|
a. Domestic Currency |
13,670,826 |
13,537,322 |
11,740,925 |
|
|
|
b. Foreign |
162,739 |
178,073 |
344,639 |
|
|
1.6 |
Income Tax Liability |
30,671 |
- |
21,185 |
|
|
1.7 |
Other Liablities |
1,212,033 |
868,556 |
1,339,472 |
|
|
2 |
Total Assets (2.1 to 2.7) |
19,377,475 |
17,826,076 |
15,635,582 |
|
|
2.1 |
Cash and Bank Balance |
3,746,430 |
1,342,960 |
1,242,272 |
|
|
2.2 |
Money at Call and Short Notice |
- |
304,013 |
435,885 |
|
|
2.3 |
Investment |
1,616,727 |
3,088,887 |
2,504,025 |
|
|
2.4 |
Loans and Advances(Gross) |
13,698,885 |
12,746,216 |
10,688,930 |
|
|
2.5 |
Fixed Assets(Net) |
168,056 |
120,222 |
110,804 |
|
|
2.6 |
Non Banklng Assets(Gross) |
5,720 |
6,112 |
10,194 |
|
|
2.7 |
Other Assets |
141,657 |
217,666 |
643,472 |
|
|
3 |
Profit and Loss Account |
Up to this Quarter Ending as on 30.06.2065 (16.10.2008) |
Up to the Previous Quarter Ending as on 31.03.2065 (15.07.2008) |
Corresponding Previous Year Quarter Ending as on 30.06.2064 |
|
|
3.1 |
Interest Income |
281,619 |
970,513 |
199,062 |
|
|
3.2 |
Interest Expenses |
148,868 |
454,918 |
100,805 |
|
|
|
A Net Interest Income (3.1-3.2) |
132,751 |
515,595 |
98,257 |
|
|
3.3 |
Fees, Commission and Discount |
16,575 |
50,918 |
17,643 |
|
|
3.4 |
Other Operating Income |
7,833 |
19,557 |
- |
|
|
3.5 |
Foreign Exchange Gain/Loss (Net) |
22,549 |
51,989 |
12,074 |
|
|
|
B. Total Operating Income (A.+3.3+3.4+3.5) |
179,708 |
638,059 |
127,974 |
|
|
3.6 |
Staff Expenses |
24,873 |
74,890 |
17,626 |
|
|
3.7 |
Other Operating Expenses |
38,457 |
152,380 |
31,502 |
|
|
|
C. Operating Profit Before Provision (B.-3.6-3.7) |
116,378 |
410,789 |
78,846 |
|
|
3.8 |
Provision for Possible Losses |
3,814 |
57,464 |
4,869 |
|
|
|
D. Operating Profit (C.-3.8) |
112,564 |
353,325 |
73,977 |
|
|
3.9 |
Non Operating Income/Expenses (Net) |
(64) |
(271) |
1 |
|
|
3.10 |
Write Back of Provision for Possible Loss |
392 |
29,783 |
- |
|
|
|
E. Profit From Regular Activities (D + 3.9+3.10) |
112,891 |
382,837 |
73,978 |
|
|
3.11 |
Extraordinary Income/Expenses (Net) |
- |
- |
- |
|
|
|
F. Profit before Bonus and Taxes |
112,891 |
382,837 |
73,978 |
|
|
3.12 |
Provision for Staff Bonus |
10,263 |
34,803 |
6,725 |
|
|
3.13 |
Provision for Tax |
30,671 |
100,263 |
21,185 |
|
|
|
G. Net Profit/Loss (F-3.12-3.13)** |
71,958 |
247,771 |
46,068 |
|
|
4 |
Ratios |
At the End of this Quarter |
At the End of Previous Quarter |
At the End of Corresponding Previous Year Quarter |
|
|
4.1 |
Capital Fund to RWA |
11.50% |
12.32% |
13.83% |
|
|
4.2 |
Non Performing Loan (NPL) to Total Loan |
3.64% |
3.83% |
4.30% |
|
|
4.3 |
Total Loan Loss Provision to Total NPL |
127.65% |
129.51% |
132.47% |
|
| ** The Capital Fund to RWA for Current Quarter is calculated as per Basel II & as per Basel I for the remaining period quarter. The same calculation is done for the previous quarter and previous year in this quarterly report for comparision purpose. |
|
|
|
|
|
