Mr. S.K. Bhattacharyya,57 years, M.Sc Physics IIT Kharagpur, CAIIB, Diploma in Financial Management, Research Scholar at IIT Kharagpur for 2 years on Cryogenics Engineering, joined State Bank of India as Probationary Officer in 1979 in Bengal Circle. Immediately prior to this assignment as General Manager (Retail Banking), IBG Mumbai, State Bank of India he was posted as DGM HRMS Project SBI CC Mumbai. During his career spanning of 31 years in State Bank of India he held several important positions viz: worked in rural branch in Bengal, BM of 4 retail and critical branches; Chief Manager in Shares and Bonds Department at SBI CC associated with SBI’s first GDR issue; Foreign Department Kolkata as Chief Manager (Computers) and AGM (Domestic operations); Regional Manager, Burdwan Region.